https://www.journeyinvest.co.uk/finspiration daily 0.75 2026-02-09 https://www.journeyinvest.co.uk/finspiration/investment-update-february-2026 monthly 0.5 2026-02-09 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/f02485aa-3f69-447a-b396-0d61329197ce/Screenshot+2026-02-09+at+14.32.14.png Fin-spiration - Investment Update - February 2026 - Make it stand out *All returns in local currency terms. Past performance is not a guide to future returns. https://www.journeyinvest.co.uk/finspiration/yukw1mwf9ju1i93mvqwtgva97ey5c0 monthly 0.5 2026-01-16 https://www.journeyinvest.co.uk/finspiration/autumn-budget-2025 monthly 0.5 2025-11-27 https://www.journeyinvest.co.uk/finspiration/investment-update-november-2025 monthly 0.5 2025-11-17 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/ec06dc5e-16f6-4b2d-9c1c-9e7041889569/Untitled+design.png Fin-spiration - Investment Update - November 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/finspiration/investment-update-october-2025 monthly 0.5 2025-10-16 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1331a5b2-e923-42c5-affb-97100e670120/Screenshot+2025-10-16+120616.png Fin-spiration - Investment Update - October 2025 - Make it stand out *All returns in local currency terms. Past performance is not a guide to future returns. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/8833ffc4-7415-4971-9fd2-862c3eecf799/Screenshot+2025-10-16+120849.png Fin-spiration - Investment Update - October 2025 - Make it stand out Source: Morningstar https://www.journeyinvest.co.uk/finspiration/september-2025 monthly 0.5 2025-11-17 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/b6130d22-f0da-4600-8629-50524e67fa70/Screenshot+2025-09-10+112944.png Fin-spiration - Investment Update - September 2025 - Make it stand out *All returns in local currency terms. Past performance is not a guide to future returns https://www.journeyinvest.co.uk/finspiration/investment-update-june-2025 monthly 0.5 2025-06-12 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/c3582632-9b91-4ed0-bc96-b0ca7ca903d5/Screenshot+2025-06-12+132904.png Fin-spiration - Investment Update - June 2025 - Make it stand out *All returns in local currency terms. Past performance is not a guide to future returns. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/9d2b03c2-8ae9-4617-abcf-f4bfa99ee511/Screenshot+2025-06-12+133317.png Fin-spiration - Investment Update - June 2025 - Make it stand out *Shaded areas represent periods of recession. Sources: The Conference Board; NBER https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/51efcafd-cad5-4085-a77b-35602fb09932/Screenshot+2025-06-12+133721.png Fin-spiration - Investment Update - June 2025 - Make it stand out Source: Baker-Bloom-Davis. Monthly data 1/1900-4/2025 https://www.journeyinvest.co.uk/finspiration/investment-update-may-2025 monthly 0.5 2025-05-20 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/b1277b60-dfae-43a7-96fa-d77adf84587c/Screenshot+2025-05-20+093758.png Fin-spiration - Investment Update - May 2025 - Make it stand out *All returns in local currency terms. Past performance is not a guide to future returns. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/924a8670-3c90-4ded-9220-3d3be736140a/Screenshot+2025-05-20+094033.jpg Fin-spiration - Investment Update - May 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/c99006b6-4af1-4da8-825a-7997118ba664/Screenshot+2025-05-20+100734.jpg Fin-spiration - Investment Update - May 2025 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights daily 0.75 2026-03-09 https://www.journeyinvest.co.uk/insights/tax-year-end-planning-opportunities-to-consider-before-5-april monthly 0.5 2026-03-09 https://www.journeyinvest.co.uk/insights/march-market-update-1 monthly 0.5 2026-03-09 https://www.journeyinvest.co.uk/insights/global-market-update-early-2026 monthly 0.5 2026-02-09 https://www.journeyinvest.co.uk/insights/markets-politics-and-the-shape-of-what-comes-next monthly 0.5 2025-12-16 https://www.journeyinvest.co.uk/insights/autumn-budget-2025-what-the-tax-changes-mean-for-you monthly 0.5 2025-11-26 https://www.journeyinvest.co.uk/insights/november-market-update-1 monthly 0.5 2025-11-17 https://www.journeyinvest.co.uk/insights/october-market-update monthly 0.5 2025-10-06 https://www.journeyinvest.co.uk/insights/september-market-update monthly 0.5 2025-09-08 https://www.journeyinvest.co.uk/insights/pensions-and-estate-planning-adapting-to-new-tax-rules-from-april-2027 monthly 0.5 2025-08-07 https://www.journeyinvest.co.uk/insights/time-isnt-timing-when-doing-nothing-is-best monthly 0.5 2025-08-07 https://www.journeyinvest.co.uk/insights/august-market-update monthly 0.5 2025-08-07 https://www.journeyinvest.co.uk/insights/q3-macro-outlook monthly 0.5 2025-07-08 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/647ebfac-2aed-4b74-82c5-b86c6ac0f3d0/Screenshot+2025-07-08+115525.png Insights - Q3 Macro Outlook - Make it stand out Source: US effective tariff rate - Cato Institute, US Department of Commerce, J.P. Morgan Asset Management, June 2025 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/07327909-9807-47b8-a723-b25d3008747a/Screenshot+2025-07-08+122315.png Insights - Q3 Macro Outlook - Make it stand out Source: Haver Analytics and Fulcrum Asset Management, May 2025 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/968e591f-ef99-4519-84e3-f4295f71871c/Screenshot+2025-07-08+124846.png Insights - Q3 Macro Outlook - Make it stand out Source: Bloomberg and Grizzle, April 2025 https://www.journeyinvest.co.uk/insights/pxvue9k9lafekejqpqbm3i8iy23rkt monthly 0.5 2025-07-08 https://www.journeyinvest.co.uk/insights/planning-for-the-great-wealth-transfer monthly 0.5 2025-06-09 https://www.journeyinvest.co.uk/insights/june-market-update-resilience-recovery-and-why-diversification-still-matters monthly 0.5 2025-06-10 https://www.journeyinvest.co.uk/insights/global-citizens-modern-families-and-inheritance-tax-planning monthly 0.5 2025-05-20 https://www.journeyinvest.co.uk/insights/may-market-update-sharp-moves-and-narrow-gains monthly 0.5 2025-05-20 https://www.journeyinvest.co.uk/insights/investing-in-the-stock-market-has-been-a-prudent-long-term-strategy-for-many-investors-but-market-turbulence-can-still-be-hard-to-stomach monthly 0.5 2025-04-04 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/f015c15e-60e4-4b09-9a8d-da20c6c63b3f/Screenshot+2025-04-04+132548.png Insights - Investing in the stock market has been a prudent long-term strategy for many investors, but market turbulence can still be hard to stomach. - Make it stand out Past performance is not a reliable indicator of future results. Notes: The chart shows the MSCI World Price Index from 1 January 1972 to 31 December 1987 and the MSCI AC World Price Index thereafter. The grey shaded areas represent bear markets, defined as price decreases of more than 20% from the most recent high. Source: Vanguard calculations in GBP, based on data from Refinitiv, as at 3 July 2024. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/0cbb55c2-c773-4f96-bdb8-e125aade1f32/Screenshot+2025-04-04+132840.png Insights - Investing in the stock market has been a prudent long-term strategy for many investors, but market turbulence can still be hard to stomach. - Make it stand out Past performance is not a reliable indicator of future results. Notes: The chart shows daily returns of the MSCI World Price Index from 1 January 1980 to 31 December 1987 and the MSCI AC World Price Index thereafter. The green bars highlight the 20 best trading days since 1 January 1980 and the gold bars highlight the 20 worst trading days since 1 January 1980. Source: Vanguard calculations in GBP, based on data from Refinitiv, as at 3 July 2024. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/d93ce831-1483-4302-a682-0f1e49094251/Screenshot+2025-04-04+133144.png Insights - Investing in the stock market has been a prudent long-term strategy for many investors, but market turbulence can still be hard to stomach. - Make it stand out Past performance is not a reliable indicator of future results. Notes: The chart shows the returns of cash versus a global 60% share/40% bond portfolio1 in 3-, 6-, and 12-month periods after 3-month total returns of global shares were below 5%. Shares are represented by the MSCI AC World Total Return Index. Bonds are represented by the Bloomberg Global Aggregate Bond Index Sterling Hedged. Cash is represented by Sterling 3-Months Deposits, which mirrors what an individual could get in a 3-month fixed-rate savings account. Data is based on the period between 31 January 1990 and 30 June 2024. Source: Vanguard calculations in GBP, based on data from Refinitiv, as at 30 June 2024. https://www.journeyinvest.co.uk/insights/march-market-update-cracks-in-the-foundation-or-a-market-adjustment monthly 0.5 2025-03-14 https://www.journeyinvest.co.uk/insights/february-market-update monthly 0.5 2025-02-07 https://www.journeyinvest.co.uk/insights/january-market-update monthly 0.5 2025-01-10 https://www.journeyinvest.co.uk/insights/december-market-update-1 monthly 0.5 2024-12-05 https://www.journeyinvest.co.uk/insights/november-market-update monthly 0.5 2024-11-05 https://www.journeyinvest.co.uk/insights/autumn-budget-2024-first-reaction monthly 0.5 2024-10-30 https://www.journeyinvest.co.uk/insights/october-market-update-cuts-and-comebacks monthly 0.5 2024-10-18 https://www.journeyinvest.co.uk/insights/september-market-update-setbacks-and-safe-havens monthly 0.5 2024-09-06 https://www.journeyinvest.co.uk/insights/a-perspective-on-the-dog-days monthly 0.5 2024-08-09 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/c92802e3-85d6-4ffd-ba90-eec79f55caa2/Screenshot+2024-08-09+011926.png Insights - A perspective on market turmoil - Make it stand out Notes: The chart shows the trailing 30 business day volatility of daily returns (LHS) and the price index (RHS) of the MSCI World Price Index from 1 January 1982 to 31 December 1987 and the MSCI AC World Price Index thereafter. Source: Vanguard / Refinitiv, 2024. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/0a30d9d2-419b-482b-89f4-933b99f0b56e/Screenshot+2024-08-09+012236.png Insights - A perspective on market turmoil - Make it stand out Notes: The chart shows the MSCI World Price Index from 1 January 1972 to 31 December 1987 and the MSCI AC World Price Index thereafter. The shaded areas represent bear markets, defined as price decreases of more than 20% from the previous peak to the trough Source: Vanguard / Refinitiv, 2024. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/f3232bb4-2a3f-402b-9834-93304364120f/Screenshot+2024-08-09+012419.png Insights - A perspective on market turmoil - Make it stand out Notes: The chart shows daily returns of the MSCI World Price Index from 1 January 1980 to 31 December 1987 and the MSCI AC World Price Index thereafter. The green bars highlight the 20 best trading days since 1 January 1980 and the gold bars highlight the 20 worst trading days since 1 January 1980. Source: Vanguard / Refinitiv, 2024. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/0bcee130-4004-444a-a94b-b7a2819495df/Screenshot+2024-08-09+012603.png Insights - A perspective on market turmoil - Make it stand out Notes: The chart shows the distribution of excess returns of cash over a global 60% equity / 40% fixed income portfolio for the 3-, 6- and 12-month periods after 2-month total returns of global equities were below 5%. For example, global equity returns from 31 August 2008 to 31 October 2008 were -20.74%. Over the following 3-month period until 31 January 2009, cash returned 0.84%, while the 60/40 portfolio returned 1.76%, so that the excess returns of cash were at -0.93%. Equity comprises global equity (MSCI AC World Total Return Index). Fixed income comprises hedged, global bonds (Bloomberg Global Aggregate Bond Index Sterling Hedged). Cash is represented by Sterling 3-months deposits. Data based on the period between 31 January 1990 and 30 June 2024. Source: Vanguard / Refinitiv, 2024 https://www.journeyinvest.co.uk/insights/august-market-update-global-shakeups monthly 0.5 2024-08-09 https://www.journeyinvest.co.uk/insights/july-market-update-a-month-of-goals-and-own-goals monthly 0.5 2024-07-03 https://www.journeyinvest.co.uk/insights/june-market-update-wet-and-stormy-in-the-world-of-politics monthly 0.5 2024-06-06 https://www.journeyinvest.co.uk/insights/may-market-update-taking-stock monthly 0.5 2024-05-08 https://www.journeyinvest.co.uk/insights/april-market-update-pricing-for-perfection monthly 0.5 2024-04-11 https://www.journeyinvest.co.uk/insights/march-market-update monthly 0.5 2024-03-13 https://www.journeyinvest.co.uk/insights/spring-budget-what-it-means-for-you monthly 0.5 2024-03-07 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/f3adaae9-6845-479e-9925-dec79f97d399/Screenshot+2024-03-06+201242.png Insights - Spring Budget - what it means for you - Make it stand out There were no tax changes announced in the Welsh Budget with Wales continuing not to use their devolved powers and to retain the rest of the UK tax rates and bands. https://www.journeyinvest.co.uk/insights/february-market-update-mixed-signals monthly 0.5 2024-02-10 https://www.journeyinvest.co.uk/insights/2024-market-outlook monthly 0.5 2024-01-12 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/63703c8f-75fd-4db9-a711-776bc25e7349/Screenshot+2024-01-12+133759.png Insights - 2024 Market Outlook - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/e1cc1044-5159-4a4b-8b76-507b4d806b99/Screenshot+2024-01-12+135250.png Insights - 2024 Market Outlook - Make it stand out Source: Charles Schwab, Bloomberg, The Conference Board https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/a4237f11-2791-4ecc-b06a-7ddc19fbe82c/Screenshot+2024-01-12+140054.png Insights - 2024 Market Outlook - Make it stand out Source: Charles Schwab, Bloomberg, Bureau of Labor Statistics, as of 31/10/2023 https://www.journeyinvest.co.uk/insights/2023-market-review monthly 0.5 2023-12-22 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/535712fe-8014-4d6d-ae52-3ad4297abf26/Screenshot+2023-12-22+074136.png Insights - 2023 Market Review - Make it stand out Fig 1: Equity, Fixed Interest, Property & Cash Performance – 30/12/2022 to 19/12/2023 * https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/826b1c60-f773-47c6-bde1-9914ff03f189/Screenshot+2023-12-22+074408.png Insights - 2023 Market Review - Make it stand out Fig 2: Selective Country & Regional Performance – 30/12/2022 to 19/12/2023 * https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/4aa60674-bf3e-4e2d-9666-9ce320621eb2/Screenshot+2023-12-22+074552.png Insights - 2023 Market Review - Make it stand out Fig 3: Fixed Interest Sector Performance – 30/12/2022 to 19/12/2023* https://www.journeyinvest.co.uk/insights/december-market-update-has-christmas-come-early monthly 0.5 2023-12-07 https://www.journeyinvest.co.uk/insights/autumn-statement-2023-the-abolition-of-the-lta monthly 0.5 2023-11-23 https://www.journeyinvest.co.uk/insights/autumn-statement-2023-what-it-means-for-you monthly 0.5 2023-11-23 https://www.journeyinvest.co.uk/insights/a-new-era monthly 0.5 2023-11-17 https://www.journeyinvest.co.uk/insights/november-market-update-holding-firm monthly 0.5 2023-11-10 https://www.journeyinvest.co.uk/insights/higher-rates-dont-kill-investing monthly 0.5 2023-11-10 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/36bf24ad-191a-46d8-87a8-45c18e765928/Screenshot+2023-11-08+105559.png Insights - Higher rates don’t kill investing… - Make it stand out Source: 7IM/Factset 8/10/23 https://www.journeyinvest.co.uk/insights/october-market-update-the-turning-point monthly 0.5 2023-10-06 https://www.journeyinvest.co.uk/insights/september-market-update-soft-landing-inbound monthly 0.5 2023-09-06 https://www.journeyinvest.co.uk/insights/positivity-reigns-as-inflation-shows-signs-of-easing monthly 0.5 2023-08-11 https://www.journeyinvest.co.uk/insights/june-market-update-sticky-inflation-pressure-persists-while-ai-flies-high monthly 0.5 2023-06-06 https://www.journeyinvest.co.uk/insights/may-market-update monthly 0.5 2023-05-04 https://www.journeyinvest.co.uk/insights/april-market-update-banking-sector-concerns-add-to-mixed-outlook monthly 0.5 2023-04-07 https://www.journeyinvest.co.uk/insights/tax-tables-202324 monthly 0.5 2023-04-07 https://www.journeyinvest.co.uk/insights/spring-budget-2023-what-it-means-for-your-financial-plan monthly 0.5 2023-03-15 https://www.journeyinvest.co.uk/insights/march-market-update-inflation-beats-investors-again monthly 0.5 2023-03-09 https://www.journeyinvest.co.uk/insights/tax-year-end-planning-2023 monthly 0.5 2023-03-09 https://www.journeyinvest.co.uk/insights/2023-market-outlook monthly 0.5 2023-01-17 https://www.journeyinvest.co.uk/insights/december-market-update monthly 0.5 2023-01-11 https://www.journeyinvest.co.uk/insights/hmrc-app monthly 0.5 2022-12-14 https://www.journeyinvest.co.uk/insights/autumn-budget-summary monthly 0.5 2022-11-17 https://www.journeyinvest.co.uk/insights/mini-budget-2022 monthly 0.5 2022-09-23 https://www.journeyinvest.co.uk/insights/august-investment-update monthly 0.5 2022-08-15 https://www.journeyinvest.co.uk/insights/2022-mid-year-outlook monthly 0.5 2022-07-11 https://www.journeyinvest.co.uk/insights/june-market-update monthly 0.5 2022-07-05 https://www.journeyinvest.co.uk/insights/rurxdq04wtlkh5rzlk3zauk0b4rajw monthly 0.5 2022-06-08 https://www.journeyinvest.co.uk/insights/peak-inflation monthly 0.5 2022-06-08 https://www.journeyinvest.co.uk/insights/oil-demand monthly 0.5 2022-06-07 https://www.journeyinvest.co.uk/insights/whats-moving-markets-1 monthly 0.5 2022-06-08 https://www.journeyinvest.co.uk/insights/financial-wellbeing-how-to-feel-happier-about-money monthly 0.5 2022-06-08 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1654608961784-0731MIR0G24KA156PI36/Webinar+poster.jpg Insights - How to feel happier about money - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/recession-looming monthly 0.5 2022-05-10 https://www.journeyinvest.co.uk/insights/is-inflation-stuck-in-the-past monthly 0.5 2022-05-10 https://www.journeyinvest.co.uk/insights/bulls-bears-amp-long-term-benefits-of-stock-investing monthly 0.5 2022-05-10 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1652094563872-KN1W2EGIAQPA5GNILLHK/bull+bear+markets.png Insights - Bulls, Bears & Long Term Benefits of Stock Investing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/global-economy monthly 0.5 2022-05-10 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1652175576366-E910JZM8NHEJ8KK4DOBG/IMF+Growth+forecast+APril.png Insights - Global economic update - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/russian-invasion-of-ukraine monthly 0.5 2022-05-10 https://www.journeyinvest.co.uk/insights/what-makes-a-reserve-currency monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649167768713-W88Z89P82X4TSKAESOR1/currency.png Insights - What makes a reserve currency? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/dominating-the-news-1 monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649167829211-1QH1NHKBRCOUP3WL03GD/photo+1.png Insights - Dominating the News - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/whats-moving-markets monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649167698550-2WFUXEN62G9TUL8NQRZS/photo+12.png Insights - What’s moving markets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/discipline-may-be-the-best-defence-in-market-downturns monthly 0.5 2022-04-05 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649066179803-1GEAHURNR7JAG6LSNF2Z/Bear+MArkets.png Insights - Discipline may be the best defence in market downturns - Make it stand out Source: Vanguard analysis as at 31 December 2021, based on the MSCI World Index from 1 January 1980 until 31 December 1987, and the MSCI AC World Index thereafter. Notes: Both indices are denominated in GBP. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649082396744-WLF7EK8VJXUAYYJU7H6M/trading+days.png Insights - Discipline may be the best defence in market downturns - Make it stand out Source: Vanguard calculations, based on data from Refinitiv using the FTSE All Share Index. Data between 1 January 1985 and 19 January 2022. All returns denominated in GBP. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649082682702-A46H29TROJFUQSAGT5TG/bond+and+share+index+returns.png Insights - Discipline may be the best defence in market downturns - Make it stand out Source: Vanguard calculations as at 31 December 2021, using data from Barclays Capital and Thompson Reuters Datastream and FactSet. Global shares represented by the FTSE All World Index, North American shares by the FTSE World North America Index, emerging market shares by the FTSE All-World Emerging Index, developed Asia shares by the FTSE All World Developed Asia Pacific Index, European shares by the FTSE All World Europe ex-UK Index, UK shares by the FTSE All Share Index, UK government bonds by the Bloomberg Sterling Gilt Index, UK index-linked gilts by the Bloomberg UK Govt Inflation-Linked UK Index, UK investment grade corporate bonds by the Bloomberg Sterling Aggregate Non-Gilts – Corporate Index, hedged global bonds as Bloomberg Global Aggregate Index (hedged in GBP). Performance shown is cumulative and denominated in GBP. It includes the reinvestment of all dividends and any capital gains distributions. https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1649083121407-P4TDB48QSCR78QXLDR7V/fully+invested.png Insights - Discipline may be the best defence in market downturns - Make it stand out Source: Vanguard calculations, using data from FactSet. Data between 1 November 2018 and 28 February 2019. Notes: This chart shows the performance of a hypothetical example 60% stock/40% bond portfolio, including US stocks, global ex-US stocks, US bonds and global ex-US bonds, during and after a sharp market downturn. US stocks represented by the CRSP US Total Market Index. US bonds represented by the Bloomberg U.S. Aggregate Float Adjusted Index. Global stocks represented by the FTSE Global All Cap ex US Index. 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out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/mixed-markets monthly 0.5 2022-02-01 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1643721284856-AWOXS5G2TCUP0H6M9205/the+city.png Insights - Mixed Markets - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/macroeconomic-round-up-1 monthly 0.5 2022-02-01 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1643721113991-20KR18TSVW0YCVIL3OPS/macro+economic+round+up.png Insights - Macroeconomic Round-Up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.journeyinvest.co.uk/insights/blog-post-title-one-dc3dk monthly 0.5 2022-02-01 https://images.squarespace-cdn.com/content/v1/5eaa9ec33c04b85c2ae361bc/1641989798646-1UH5MWHGDN7TWYJF88A6/changing+world+2.jpg Insights - In a 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